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Buying a Home in a 55+ Community in Monmouth County, NJ

If you’re 55 or older and considering a move to an age-restricted community, Raymond Epshteyn and Prime Group can guide you through every step — from comparing communities to closing day.

Communities Tracked

15+

Towns Covered

Holmdel & More

Avg. Days on Market

270+

Price Range

$400K–$900K

The 55+ Buying Process

Buying into an age-restricted community involves a few extra questions — here’s how we walk you through them.

01

Define your must-haves

Age restriction (55+ or 62+), single-level living, clubhouse amenities, HOA budget, and proximity to family.

02

Tour the right communities

We arrange private tours of active adult communities across Monmouth County, from resale homes to new construction.

03

Understand HOA & fees

We walk through association fees, capital reserves, age-verification rules, and what’s covered before you make an offer.

04

Close with confidence

From financing to inspection to move-in day, we manage the details so your transition is smooth.

Newest Listings in 55+ Communities in Monmouth County

736 Matches Found
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The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of the Monmouth Ocean Regional REALTORS®, and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Why Buy in a 55+ Community

Frequently Asked Questions

Most NJ active adult communities require at least one resident per household to be 55 or older, with no permanent residents under 19, per federal Housing for Older Persons Act guidelines. Some communities set the minimum age at 62.
Yes. Age-restricted communities don’t affect financing eligibility — conventional, FHA, and VA loans are all available, though lenders will factor in monthly HOA dues.
Monthly fees typically run from about $300 to over $500, depending on amenities, and usually cover landscaping, snow removal, trash, and clubhouse access.

Ready to Find Your 55+ Community?

Tell Raymond Epshteyn what matters most in your next home and he’ll match you with the right active adult community in Monmouth County.